WE WISH YOU A MERRY CHRISTMAS AND A HAPPY NEW YEAR!
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Santa coming to town tonight and New Years Eve a week away, did you accomplish everything that you wanted to accomplish in 2009.
Did you set a goal to buy or sell a home in 2009 and decided against it for some reason or other?
Here are some reasons on why it is a great time to buy or sell a home:
- Buyers: Interest rates are at an all time low!
- Sellers: The tax credit has been expanded and you may also qualify for a refund/credit on a new purchase for yourself!
- Buyers: Must be under contract by April 30, 2010 and closed by June 30, 2010!
- Sellers: The low interest rates are keeping the current value of your home stable!
- Buyers: Within reason, there are great deals to be had when deciding on a home to purchase.
What will higher interest rates do to the home seller and the home buyer? First of all, the low interest rates are providing buyers with great buying power. At today's rates you may be a $300,000 buyer. If the rate increases by 2 points, your payment will increase by $336.00. For most buyers, that is a substantial increase in payment and will stop you from purchasing that great $300,000 home. In fact, at today's prices and keeping the same payment, you will be forced to purchase a home priced at $250,000 and still have a payment that is $21.00 higher than the lower rate of 5% and a purchase price of $300,000. The next drop in housing prices will not gain you a thing. You will have the same or higher payment and you will miss out on the Federal Tax Credit of $8,000. What is out there right now that meets your needs? By clicking on the following link, you will be provided with access to every listing, everything that is for sale, just like what the real estate agents have access to.....IT IS FREE! http://www.teamsordelet.idxco.com/idx/4618/basicSearch.php
Sellers be aware! Higher interest rates are going to knock out many more buyers from this already fragile market. When this happens, you will be in a situation where the saleable home market will shrink! What does that mean? Well, being in a buyers market means that we have shifted into a market that will only allow homes that are the best priced and in the best condition to sell, unless you are selling well below market value. A decrease in buyers will make the "buyers market" even more powerful. If you really need to sell in this market you will most definitely have to be THE BEST PRICED HOME out of ALL your Competition and THE BEST OF THE BEST! So you think the market is tough now, wait and see. Thinking of selling, now is the time! Find out what homes in your area are selling for. Here is a gift for you. It is FREEand by clicking on this link you will be provided with a free report that will outline to you, your local market activity, Active Listings, Pending Listings and Sold Listings! http://www.teamsordelet.com/Market-Snapshot
We hope that you had a great 2009 and are planning on an AWESOME 2010!
If you ever have any questions about buying or selling real estate, we would appreciate the opportunity to help you! You can always reach us by email: wesell@teamsordelet.com or by phone: 302-476-2057
Buyers and Sellers, DO NOT WAIT UNTIL IT IS TOO LATE! The first quarter of 2010 may be the best quarter of the entire 2010 to buy or sell a home. Don't get left in the cold, dark corner.